1. TERMS OF SERVICE: PANDA Terminal
Please carefully review these Terms of Service before accessing or using our Services. By visiting our website, creating an Account, accessing or downloading PANDA Terminal, and/or using any services provided by PANDA Terminal, you agree to be legally bound by these Terms of Service.

If you have any questions regarding these Terms of Service, please contact us at support@pandaterminal.com.

2. GENERAL

These Terms of Service (“Terms”) govern your (collectively referred to as “you” or “your”) access to and use of PANDA Terminal (“PANDA Terminal,” “we,” “us,” or “our”), including our website(s), applications, tools, and related services, as well as any affiliated services we may provide from time to time (collectively, the “PANDA Terminal Platform”).

The Services include, but are not limited to:
(a) trading and market analysis tools, including alerts, order-related functionality, and algorithmic or automated trading features;
(b) web-based or downloadable applications provided by us;
(c) educational content, research, analytics, and other materials published or distributed by us; and
(d) any other service designated by us as a “Service” under these Terms (collectively, the “Services,” and each a “Service”).

If you are acting on behalf of a corporation, partnership, firm, or other organization, references to “you” or “your” shall refer to that entity, and you represent that you have the authority to bind such entity to these Terms.

We reserve the right to amend or update these Terms of Service and our Privacy Policy at any time, at our sole discretion, without prior notice.

By using the Services, you confirm and agree that:

• You have read, understood, and agreed to these Terms of Service and the Privacy Policy, as amended from time to time;

• You are of legal age in all applicable jurisdictions;

• If acting on behalf of a legal entity, such entity is duly organized, validly existing, and you are authorized to act on its behalf;

• You have the legal capacity and authority to use the Services;

• Your use of the Services complies with all applicable laws and regulations;

• You are acting on your own behalf and not as an agent for another party;

• You have not been previously prohibited from accessing or using the Services;

• All information you provide to us is accurate, complete, and truthful.

We may restrict or prohibit access to the Services in certain jurisdictions or markets to comply with applicable laws or regulations. We may implement technical or administrative controls to enforce such restrictions. You must not attempt to circumvent these restrictions, including through the use of VPNs or similar technologies. PANDA Terminal shall not be liable for any losses resulting from restricted access.

You may not open an Account or use the Services if you or any controlling persons are subject to sanctions or enforcement actions under applicable laws, including AML, CFT, anti-corruption, or economic sanctions regulations.

You may not market or promote the Services in violation of applicable laws. If you promote or link to PANDA Terminal, you assume full responsibility for all consequences and agree to indemnify PANDA Terminal against any resulting claims or losses.

3. ACCOUNTS AND SERVICES

To access certain Services, you must register for an account (“Account”) by providing required information such as your name, email address, and password, and by accepting these Terms.

We may modify registration requirements at any time and may request additional information. Failure to provide requested information may result in suspension or termination of your Account.

We reserve the right to refuse registration or terminate any Account at our sole discretion.

Your Account is intended solely to access and use the Services as permitted under these Terms. Any other use requires our prior written consent.

The Services available to you may be modified, suspended, or terminated at any time without notice.

You agree not to use the Services to:

• Upload or transmit unlawful, abusive, fraudulent, defamatory, obscene, or harmful content;

• Impersonate any person or entity or misrepresent your affiliation;

• Transmit malicious code, viruses, or harmful software;

• Reverse engineer, decompile, or attempt to extract source code from the Services;

• Violate any applicable laws or third-party rights.

You are responsible for all activity conducted through your Account. You must promptly notify us of any unauthorized access or security breach.

We are not responsible for any loss or damage arising from unauthorized access to your Account.

If a third party gains access to your Account credentials, you acknowledge that we may share data with that third party.

We may suspend or terminate the Services without liability for reasons including maintenance, non-payment, security risks, policy violations, or legal requirements.

Termination of your Account may result in permanent loss of access to data, and we are not liable for such loss to the extent permitted by law.

4. THIRD-PARTY ACCOUNTS

Certain Services may require you to connect accounts held with third-party providers (e.g., exchanges or brokers) (“Third-Party Accounts”). You represent that all connected Third-Party Accounts are owned and controlled solely by you.

PANDA Terminal is not responsible for the operation, availability, or termination of Third-Party Accounts. Your relationship with third-party providers is independent of your relationship with us.

We may receive referral fees from third parties, which do not affect these Terms.

We may disconnect Third-Party Accounts at any time and are not liable for any resulting losses.

5. SUBSCRIPTIONS AND PRICING

Subscription plans (“Plans”), pricing, and features are described on our website. By purchasing a Subscription, you agree to the applicable fees, duration, and terms.

We may modify pricing or Plan features at our discretion. Reasonable notice will be provided where required.

Subscriptions may renew automatically unless otherwise stated. By enabling auto-renewal, you authorize us to charge your payment method. Prices exclude taxes unless stated otherwise.

Payments may be processed by third-party providers. Refunds, if any, are subject to our refund policy and applicable law.

6. DISCLAIMERS AND LIMITATION OF LIABILITY

The Services are provided for informational and functional purposes only. We do not guarantee accuracy, completeness, or suitability for any purpose.

PANDA Terminal does not provide investment, financial, or trading advice and does not act as an advisor, agent, or fiduciary.

Use of the Services involves inherent risk. You accept full responsibility for all outcomes resulting from your use of the Services.

To the maximum extent permitted by law, PANDA Terminal and its affiliates shall not be liable for indirect, incidental, or consequential damages. Our total liability shall not exceed the fees paid by you in the preceding twelve (12) months.

You agree to indemnify and hold PANDA Terminal harmless from claims arising from your misuse of the Services or violation of these Terms.

7. INTELLECTUAL PROPERTY

All intellectual property rights related to the Services, including software, trademarks, and content, belong to PANDA Terminal or its licensors.

You are granted a limited, non-transferable, non-commercial license to use the Services for personal purposes only.

You may not use PANDA Terminal branding, trademarks, or domain names without prior written consent.

Any content you submit grants PANDA Terminal a license to use, modify, and distribute such content in connection with the Services.

8. CONFIDENTIALITY

You agree to maintain the confidentiality of all non-public information obtained through the Services.

You are responsible for safeguarding your Account credentials and device access.

We will treat your confidential information in accordance with these Terms and our Privacy Policy, unless disclosure is required by law.

9. PRIVACY POLICY

Our Privacy Policy explains how we collect, use, and protect your personal data. It forms part of these Terms and may be updated from time to time.

10. CHANGES TO THESE TERMS

We may amend these Terms at any time. Material changes affecting paid Subscriptions will be communicated with reasonable notice where required. Continued use of the Services constitutes acceptance of the updated Terms.

11. MISCELLANEOUS

These Terms constitute the entire agreement between you and PANDA Terminal. Failure to enforce any provision does not constitute a waiver.

We are not liable for delays or failures caused by events beyond our reasonable control.

If any provision is held invalid, the remaining provisions remain in effect.

Notices may be sent via email or posted on our website. You are responsible for keeping your contact information current.

For questions regarding these Terms, contact support@pandaterminal.com.

12. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms are governed by and construed in accordance with English law. Any disputes shall be subject to the exclusive jurisdiction of the courts of England, unless we elect to resolve the dispute through arbitration.